Pre-planning your funeral can be as simple and informal as the act of writing down your preferences and sharing your wishes with a family member.
If you want to make more formal arrangements, Doughty-Calhoun-O'Meara Funeral Home can assist you with setting up a pre-need contract that outlines the type of service and events you want for your funeral. We work with you to make sure you understand all your options. We help you to select only the services you want. We also offer several pre-payment options to help you control future costs.
There are several advantages in taking charge of planning your own funeral or memorial service. It lets you make your wishes known, so your loved ones won't have to guess. They won't have to worry if they did the right thing. It eliminates emotional overspending from grief or guilt. Pre-arranging can bring peace of mind to your family's decision-making. It relieves your family from the strain of making at least one set of decisions during a very emotional and stressful time. It gives you a chance to personalize your funeral service and makes it a "celebration of life." It's a way to get your loved ones involved and make it a positive experience. It relieves you and your family from future financial responsibilities and burdens. It gives you total peace of mind. Pre-planning your funeral is a thoughtful gift you can leave your family. Pre-planning allows you to control the cost of your arrangements and offers options to lock in prices in advance of the need for services.
If you elect to pay for a funeral service in advance, the price of the services and merchandise are guaranteed. You are essentially paying for a funeral service at today′s price, even though the need may not occur for many years. Through our pre-planning program, you can be assured that your money is safely in trust and will be available at the time of need.
If you need nursing home care or other monetary assistance in the future, your pre-funded service cannot be taken away from you. Yet if you move, your arrangements can move with you to the funeral home of your choice.
Doughty-Calhoun-O'Meara Funeral Home can help you set up a pre-need contract. It can be pre-funded through life insurance or a bank trust. We offer you the option of setting up either a revocable or irrevocable pre-need contract. The term "revocability" refers to the pre-funding of your funeral. Pre-need contracts can be either "revocable" or "irrevocable."
A revocable contract can be cancelled or "un-funded" at any time, and the released funds can be used for any purpose. An irrevocable contract must be used solely for the purpose of paying for funeral expenses. Most people choose to make their pre-funding irrevocable because they want to ensure that the money will be there to pay for their funeral in the future.
An independent insurance agent representing Homesteaders Life Company.